Car Insurance Company
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When you are trying to arrange car insurance and have poor credit, then in the vast majority situations this should not affect the motor insurance payment which they will charge you.
Most motor insurers will only take into account your motoring history, such as if you have some convictions and the number of years that you have not submitted a claim etc.
That is how the insurance companies come up with your individual payment, by basing it on your motoring history.
Your financial past is not of any consequence to them on condition that you can make the premium.
The only potential difference might be that the insurance provider could ask you to shell out the whole premium beforehand instead of allowing you a monthly direct debit alternative.
Bear in mind that most insurance providers - similar to property insurance providers - perform searches on your financial file. But, this is entirely for dealing with fraud which is done regularly for everyone who requests insurance. The check will authenticate your identity. For example, the insurance provider can check that on record, you are living at the same place that you said on your car insurance application form.
Credit checks such as these will not have an impact your credit score at any time.
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